Buildings insurance

Would your home be covered if faulty electrics caused a fire, your home was damaged by a storm or hit by a car? With Direct Line’s Buildings Insurance these disasters, and many more, would be covered.

Direct Line’s buildings insurance covers the structure of your home against fire, storms and flooding, lightning, theft, explosions, escape of water or oil, vandalism and even subsidence. We think you’ll agree it’s a pretty comprehensive list, particularly when it covers not just your four walls and roof, but also outbuildings, not to mention driveways, patios and conservatories. Permanent fixtures such as kitchens, bathrooms and fitted wardrobes are also covered. If disaster does strike and something does happen to your home, you can call our 24-hour emergency helpline every day.

Our buildings insurance is based on the cost of rebuilding your property, including the materials and labour required, rather than its market value. You can rest assured that whatever problems occur, we will endeavour to return your property to its original state with our building cover up to £1 million as standard for your home and outbuildings. Claims can be made online and if you have any queries simply call the enquiry line on 0845 246 3564.

Direct Line’s Buildings Insurance is flexible too. If you’re moving house, just let us know and we’ll give you a quote based on the details of your new property.

So, get a home insurance quote today and arrange the best protection for your home.