Taking out life insurance can be a great weight off your mind, especially if you have family or loved ones who depend on you. With Direct Line Life Insurance, arranging cover sooner rather than later can help keep your premiums down and give you peace of mind.
Life insurance is often seen as an afterthought – just one more bill to pay. But if you have dependants, it’s vital to make sure they will be provided for if you are not around. Direct Line offers two types of Life Insurance. Fixed Term Life Cover ensures a fixed sum is paid if you die within the agreed policy term. Mortgage Life Cover ties in with your standard repayment mortgage and could provide a cash lump sum, that will decrease at a similar rate to your mortgage should the worst happen.
In both cases the age range that can be covered by Direct Line Life Insurance is 17 and 69. The maximum age to start a policy is 65 (next birthday), with the minimum term being five years. It’s worth noting that your age and personal situation, will determine how much premium you will pay. Younger people tend to pay less because of course life insurance is worked out using life expectancy and generally the older you get the more likely you are to die.
Of course, you may have been putting off taking out a life insurance policy because you can’t face the thought of all the paperwork. With Direct Line, there are no complicated forms to fill in – we take care of all this for you. You can apply for a quote by phone or quickly and easily online. Once we’ve approved your quote, you could be covered from as little as £6 a month depending on your age and personal situation.
To benefit from competitive Life insurance premiums, apply online today.
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