Business car insurance
Car insurance for business use
Business car insurance is essential If you use your car for work. Even if you use your car for work, you can still benefit from car insurance from Direct Line. We could cover you if you:
- Visit clients if you work from home
- Make deliveries
We won't cover your vehicle if you use it in an area to which aircraft have access, if you are a taxi driver, or have a pick-up truck. We can confirm if you are eligible when you apply for a car insurance quote.
Also, we can name your business colleague as a driver on your car insurance policy if they also use the same vehicle, even if they live at a different address. To add your business colleague onto your car insurance policy, please give us a call on 0845 246 8701 and we can arrange this.
Customers who use their car for business can also take advantage of an instant discount when you buy Direct Line Car Insurance online (depending on their occupation and providing they do not require business use for a business colleague named on the policy.)
A car used for business is not the same as a company car. Company cars should be insured by the company that owns or leases them, as fleet insurance.
To see if Direct Line can offer you the cover you need to help you and your business needs, get a car insurance quote today.
Motor Legal Protection
If you're in an accident that's not your fault and wish to claim back uninsured losses from the driver responsible, we'll cover the legal fees up to £100,000.
More about motor legal protectionBreakdown Cover
Buy our Breakdown cover and Car Insurance at the same time and you could save up to 25% on our top levels of breakdown cover
Claims information
If you need to make a claim, we'll do all we can to get you back on the road as soon as possible. Follow our step-by-step guide.
Claims informationDiscounts
Direct Line offers a range of discounts to help bring down the cost of car insurance. See how much you could save.
Behind the scenes
Take a look behind the scenes of a Direct Line claim - from letting us know what happened to collecting your car.

