New improved car insurance

Good news for motorists– Direct Line has just announced our new and improved car insurance

Direct Line offers a range of discounts and product innovations that are aimed at achieving one thing – bringing down the cost of car insurance. Read on to find out about the exciting savings…

Named Driver No Claims Discount
Only Driver Discount
Company Car No Claims Discount
Multi-car Discount
Breakdown Multi-car Discount
Breakdown Discount
Pass Plus Discount
Multi Product Discounts

It’s all a fantastic reward for safer driving...

NAMED DRIVER NCD (No Claims Discount)

Direct Line was the first major insurance company in the UK that recognises named drivers’ No Claims history

If you have named drivers on your Direct Line car insurance policy, you (and they) will be pleased to know that we have become the first major insurance company in the UK to offer Named Driver No Claims Discounts.

This means that when we provide your named drivers with a quote for Direct Line car insurance, we’ll recognise every year they haven’t made a claim on your policy.

The no claims discount earned by named drivers can be used against a Direct Line policy of their own in the future. However, it may not be recognised by other insurers.

The named-driver no claim discounts may be lower than the no claim discounts available to you as the policyholder. Once applied to a policy the discount operates in the same way as no claim discount. If a claim is made the discount will be reduced.

Taking advantage of this deal couldn’t be easier. Your named drivers’ no claims histories are automatically stored on our system, so when they come to apply for their own policy they simply need to give us your details online or on the phone and we can identify them immediately, at which point they will be able to receive up to 5 years' Named No Claims Discount on their own policy.

More details on Direct Line car insurance.

Only Driver Discount

Get an extra discount when you insure more than one car with Direct Line

If you are the only person insured on your Direct Line car insurance policy and you purchase an additional car that will only be driven by you, we will give you an extra discount on the policy for your new vehicle.

Once applied to a policy the extra discount given for your additional car works the same way as NCD in that if you make a claim the discount will be reduced.

More details on Direct Line car insurance.back to top

COMPANY CAR NCD (No Claims Discount)

Claim-free driving of a company car can count on a Direct Line policy

We will reward your claim-free driving where you have recently relinquished a company car that you had sole use of.

If you’re over 25 and can confirm that you have made no claims on the company policy, then the Company Car No Claims Discount could mean that you are entitled to a discount of up to 5 years No Claims Discount on a policy you accept with us.

More details on Direct Line car insurance.

MULTI-CAR DISCOUNT

An exclusive discount of 10% on additional cars

We don’t want to hit you in the pocket just because you own more than one car. In fact, we are dedicated to doing the exact opposite - saving you money with our Multi-car Discount.

If you insure additional cars with Direct Line, and you can identify the existing policy in your household or the policy on which you are a named driver, we’ll give you a special 10% discount for your first year and 5% at renewal and every year there after that.

Insure both your cars for less with Direct Line

We don’t want to hit you in the pocket just because you own more than one car. In fact, we are dedicated to doing the exact opposite - saving you money with the new Multi-car Discount.

As part of Direct Line’s new improved car insurance deal, we’re offering a 10% discount on new policies taken out on any additional cars by named drivers or members of your household. This means that, as long as you can identify the existing policy in your household or the policy on which you are a named driver, we will discount your premium by 10% - it’s that simple.

More details on Direct Line car insurance.

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BREAKDOWN MULTI-CAR DISCOUNT

Multi-car discounts on your breakdown cover

We don’t want to hit you in the pocket just because you own more than one car. In fact, we are dedicated to doing the exact opposite - saving you money with our Multi-car Discount. If you insure additional cars with Direct Line, and you can identify the existing policy in your household or the policy on which you are a named driver, we’ll give you a special 10% discount for your first year and 5% at renewal and every year there after that.

Customers who insure more than one car with Direct Line can also save money on their breakdown cover. Our Breakdown Multi-Car Discount offers a fantastic 35% saving off our top levels of cover.

More details on Direct Line car insurance.

BREAKDOWN DISCOUNT

Become a Direct Line car insurance customer and we’ll give you up to 25% off our highest levels of UK breakdown cover.

PASS PLUS DISCOUNT

Passing your driving test and Pass Plus is a great achievement and you should be proud of it.

We offer a 5% introductory discount to new drivers that buy a car insurance policy with us within the first year of passing their driving and Pass Plus tests. This means that you must have held a full licence including the Pass Plus course for less that 1 year to qualify for the discount.

Please refer to our frequently asked questions for more information.

MULTI PRODUCT DISCOUNTS

Already a Direct Line Home or Business Insurance customer? You’ll be pleased to know that we’ll give you up to 10% off when you buy a car insurance policy with us.

If more than one discount applies the discounts will be deducted consecutively from your individual premium.