Third party fire and theft insurance
At Direct Line we provide a range of car insurance policies for you to choose from – including third party fire and theft. Third party fire and theft is our middle level of car insurance cover in terms of benefits, fitting in between our highest level, comprehensive, and our lowest, third party only.
What does third party fire and theft cover?
With a Third party fire and theft car insurance policy from Direct Line, you are covered:
- If other people claim against you for injury
- Against claims for damage caused to a third party vehicle or property
- If your car is stolen
- If your car is damaged by fire
What else do you get with Direct Line?
If you take out a third party fire and theft car insurance policy with Direct Line you can also benefit from:
- A discount if you insure more than one car with us
- Access to our 24-hour Accident Helpline
- A discount on Direct Line Rescue
Optional extras
Personal possessions cover:
Unless you have comprehensive cover, your personal possessions are not covered.
Motor Legal Protection:
If you have an accident that's not your fault, we'll provide up to £100,000 of legal costs to help recover uninsured losses.
Looking for a different level of cover?
If you don’t think this is quite the right level of cover, then take a look at our comprehensive car insurance policy or our third party only policy and see what suits you the best.
Claims information
If you need to make a claim, we'll do all we can to get you back on the road as soon as possible. Follow our step-by-step guide.
Claims informationDiscounts
Direct Line offers a range of discounts to help bring down the cost of car insurance. See how much you could save.
Behind the scenes
Take a look behind the scenes of a Direct Line claim - from letting us know what happened to collecting your car.

